Rates

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Rates

All Secured Non-Real-Estate Loans Autos, Vans, Trucks, SUV, Boats, RV's, Motorcycles
2009 - 2012

	Platinum Rate	A APR*	B APR*	C APR*	D APR*	E APR*
36 Months	2.75	2.95	4.95	9.50	12.50	14.50
48 Months	2.95	3.25	5.75	9.75	12.95	15.95
60 Months	3.25	3.95	5.95	10.00	13.25	16.25
66 Months	3.75	4.25	6.50	10.75	13.75
72 Months 2009 - 2011	4.25	5.00	7.25	11.00	14.25
84 Months 2011 - 2012	5.50	6.50	7.50

All Secured Non-Real-Estate Loans Autos, Vans, Trucks, SUV, Boats, RV's, Motorcycles
2007 - 2008

Platinum
Rate
A
APR* B
APR* C
APR* D
APR* E
APR*

36 Months 3.25 3.75 6.25 9.95 13.25 15.25

48 Months 3.50 4.25 6.50 10.50 13.50 15.75

60 Months 3.75 4.50 6.75 10.75 13.75

66 Months 4.50 5.50 7.50

Contact the office for additional rates for vehicles 2006 and older!

Unsecured Loans

	Platinum Rate	A APR*	B APR*	C APR*	D APR*	E APR*
Up to 36 months	11.75	11.95	13.95	15.75	16.75	17.75
Up to 48 months	12.75	12.75	14.75	16.75
Up to 60 months	13.75	14.75	15.75

Home Equity up to 85% LTV

	Platinum Rate	A APR*	B APR*	C APR*	D APR*
Fixed Rate Up to 7 Years	4.25	4.50	5.50	6.50	8.75
Fixed Rate Up to 10 Years	4.50	4.75	5.75	7.25	9.75
Fixed Rate Up to 15 Years	5.50	5.75	6.75	8.25	10.75

Home Equity Lines of Credit - Variable Rates

Platinum
Rate
A
APR* B
APR* C
APR*

85% LTV 3.00 3.75 4.50 6.50

90% LTV 3.50 4.25 5.00

Mobile Homes up to 80% LTV

Platinum
Rate
A
APR* B
APR* C
APR*

180 Month 7.25 7.75 9.25 10.25

Rates vary depending on your credit history and term selected.
*APR = Annual Percentage Rate

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Loans Rate Term

Share Secured 3.65% 84

Certificate Secured 2.50% above your certificate rate. Same term.

APR = Annual Percentage Rate
No Application Fees. No Pre-payment Penalties. 2 Hour Loan Approval

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Savings Rate APY*

Regular Savings & Club Accounts 0.09% 0.10%

Top Saver Account 0.19% 0.20%

APY = Annual Percentage Yield
Dividends paid quarterly. Rates subject to change without notice.
Minimum Balance to earn stated dividends is $250.00.

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Click Here for our IRA Rates!

Money Market Accounts Rate APY*

$ 250.00 - $ 2,499.99 0.09% 0.10%

$ 2,500.00 - $ 24,999.99 0.24%
0.25%

$ 25,000.00 - $ 99,999.99 0.29%
0.30.%

$ 100,000.00 - $ 249,000.00 0.39%
0.40%

$ 250,000.00 and over 0.44%
0.45%

Our Presitige Club Members receive .25% above the posted Certificate rates for deposit above $10,000.