Rates

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Rates

Risk-Based | Loans | Savings | Certificates

Contact the office about Loan Rewards! You can receive another .50% off our posted rates

All Secured Non-Real-Estate Loans Autos, Vans, Trucks, SUV, Boats, RV's, Motorcycles

Credit Score	Platinum Rate	A APR*	B APR*	C APR*	D APR*	E APR*
48 Months	4.95	5.50	5.75	8.50	13.50	15.50
60 Months	5.25	5.75	5.95	8.75	13.75	15.75
66 Months	5.75	5.95	6.25	9.00	14.00	16.00
72 Months	6.25	6.50	6.75	9.25	14.25	n/a
84 Months	6.50	7.25	7.50	9.75	n/a	n/a

Unsecured Loans & Revolving Lines of Credit

Credit Score	Platinum Rate	A APR*	B APR*	C APR*	D APR*	E APR*
Up to 47 months	11.50	12.00	13.25	14.50	15.25	17.25
48 - 60 Months	12.50	13.00	14.25	15.50	16.25	n/a

Home Equity up to 80% LTV

Credit Score	Platinum Rate	A APR*	B APR*	C APR*	D APR*	E APR*
Fixed Rate Up to 5 Years	5.50	6.00	6.50	7.00	7.50	8.00
Fixed Rate Up to 10 Years	6.50	7.00	7.50	8.00	8.50	9.00
Fixed Rate Up to 15 Years	7.50	8.00	8.50	9.00	9.50	10.00

Home Equity Lines of Credit - Variable Rates

Credit Score
Platinum
Rate
A
APR* B
APR* C
APR* D
APR*

85% LTV 4.50 4.75 5.75 7.75 10.75

90% LTV 5.00 5.25 6.25 8.25 11.25

Mobile Homes up to 80% LTV

Credit Score
Platinum
Rate
A
APR* B
APR* C
APR* D
APR* E
APR*

120 Month 9.00 9.50 11.00 12.00 13.00 14.00

Mobile Homes up to 90% LTV

Credit Score
Platinum
Rate
A
APR* B
APR* C
APR* D
APR* E
APR*

120 Month 11.00 11.50 1300 1400 15.00 n/a

Rates vary depending on your credit history and term selected.
*APR = Annual Percentage Rate

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Loans Rate APR* Term

Share Secured 3.50% 3.50% 84

APR = Annual Percentage Rate
No Application Fees. No Pre-payment Penalties. 2 Hour Loan Approval

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Savings Rate APY*

Regular Savings & Club Accounts .499% .500%

APY = Annual Percentage Yield
Dividends paid quarterly. Rates subject to change without notice.
Minimum Balance to earn stated dividends is $250.00.

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Money Market Accounts Rate APY* Term

$2,500.00 - $19,999.99 1.00% 1.01% n/a

$20,000.00 - $49,999.99 1.49% 1.50% n/a

$50,000.00 and Over 1.74% 1.75% n/a

Money Market PLUS Accounts Rate APY* Term

$25,000.00 - $49,999.99 1.74% 1.74% n/a

$50,000.00 - $74,999.99 1.98% 2.00% n/a

$75,000.00 and Over 2.23% 2.25% n/a

Certificates Rate APY* Term

6 Month Certificate      $ 500 - $ 4,999.99 2.47 2.50 6

9-Month Certificate $ 500 3.69 3.75 7-9

12 Month Certificate $ 500 - $ 4,999.99
3.10

3.14

12

18 Month Certificate   $ 500 - $ 4,999.99   3.20 3.25 18

24 Month Certificate   $ 500 -   $ 4,999.99
3.29
3.34
24

25-Month Certificate   $ 500 - $ 4,999.99 4.41 4.50 25

36 Month Certificate   $ 500 - $ 4,999.99 3.54 3.60 36

48 Month Certificate $ 500 - $ 4,999.99 3.78 3.85 48

60 Month Certificate $ 500 - $ 4,999.99 4.01 4.09 60

6 Month Certificate    $ 5,000.00+ 2.62 2.65 6

9 Month Certificate    $5,000.00+ 3.93 4.00 9

12 Month Certificate $ 5,000.00+ 3.25 3.30 12

18 Month Certificate $ 5,000.00+
3.35

3.40
18

24 Month Certificate $ 5,000.00+ 3.44 3.50 24

25 Month Certificate $ 5,000.00+ 4.65 4.75 25

36 Month Certificate $ 5,000.00+ 3.69 3.75 36

48 Month Certificate $ 5,000.00+ 3.93 4.00 48

60 Month Certificate $ 5,000.00+ 4.16 4.24 60