Rates

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Rates

Risk-Based | Loans | Savings | Certificates

Contact the office about Loan Rewards! You can receive another .50% off our posted rates

All Secured Non-Real-Estate Loans Autos, Vans, Trucks, SUV, Boats, RV's, Motorcycles

Credit Score	Platinum Rate	A APR*	B APR*	C APR*	D APR*	E APR*
36Months	3.75	4.25	6.25	10.25	13.25	15.50
48 Months	3.95	4.45	6.45	10.45	13.45	15.70
60 Months	4.25	4.75	6.75	10.75	13.75	16.00
66 Months	4.75	5.25	7.25	11.25	14.25
72 Months	5.25	5.75	7.75	11.75	14.75	n/a
84 Months	5.75	6.25	8.25	12.25	n/a	n/a

Unsecured Loans & Revolving Lines of Credit

Credit Score	Platinum Rate	A APR*	B APR*	C APR*	D APR*	E APR*
Up to 47 months	12.00	12.50	13.00	15.25	16.50	17.50
48 - 60 Months	12.50	13.00	13.50	15.75	17.00	n/a

Home Equity up to 85% LTV

Credit Score	Platinum Rate	A APR*	B APR*	C APR*	D APR*
Fixed Rate Up to 7 Years	4.50	5.50	6.00	6.50	8.25
Fixed Rate Up to 10 Years	5.75	6.50	7.00	7.50	9.25
Fixed Rate Up to 15 Years	7.00	7.50	8.00	8.50	10.25

Home Equity Lines of Credit - Variable Rates

Credit Score
Platinum
Rate
A
APR* B
APR* C
APR* D
APR*

85% LTV 3.25 4.25 5.25 6.75 10.75

90% LTV 3.75 4.75 5.75 7.25 11.25

Mobile Homes up to 80% LTV

Credit Score
Platinum
Rate
A
APR* B
APR* C
APR* D
APR* E
APR*

240 Month - 7.25 7.75 9.25 10.25 11.25 12.25

Rates vary depending on your credit history and term selected.
*APR = Annual Percentage Rate

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Loans Rate Term

Share Secured 3.25% 84

APR = Annual Percentage Rate
No Application Fees. No Pre-payment Penalties. 2 Hour Loan Approval

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Savings Rate APY*

Regular Savings & Club Accounts .24% .25%

Top Saver Account 0.74% 0.75%

APY = Annual Percentage Yield
Dividends paid quarterly. Rates subject to change without notice.
Minimum Balance to earn stated dividends is $250.00.

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Click Here for our IRA Rates!

Money Market Accounts Rate APY* Term

$2,500.00 - $24,999.99 0.39% 0.40% n/a

$25,000.00 - $99,999.99 0.49% 0.50.% n/a

$100,000.00 - 249,000.00 0.74% 0.75% n/a

$250,000.00 and over 0.84% 0.85% n/a

Money Market PLUS Accounts Rate APY* Term

$25,000.00 - $99,999.99 0.59% 0.60% n/a

$100,000.00 - $249,999.99 0.84% 0.85% n/a

$250,000.00 and Over 0.94% 0.95% n/a

Certificates - $500 - $ 4,999.99 Rate APY* Term

6 Month Certificate
0.49
0.50
6

9 Month Certificate
0.74

0.75
9

12 Month Certificate
0.94

0.99

12

18 Month Certificate
1.14

1.15
18

24 Month Certificate
1.34

1.40
24

36 Month Certificate
1.49

1.50
36

48 Month Certificate
1.98

2.00
48

60 Month Certificate
2.47

2.50
60

6 Month Certificate    $5,000.00+
0.64

0.65
6

9 Month Certificate    $5,000.00+
0.89

0.90
9

12 Month Certificate $ 5,000.00+
1.09

1.10
12

18 Month Ceritificate $ 5,000.00+
1.29

1.30
18

24 Month Certificate $ 5,000.00+ 1.49
1.50
24

36 Month Certificate $ 5,000.00+ 1.88
1.90
36

48 Month Certificate $ 5,000.00+ 2.23
2.25
48

60 Month Certificate $ 5,000.00+ 2.72
2.75
60