Effective August 15, 2010, In accordance with the new Federal regulations, your checking account will no longer have Courtesy Pay protection for everyday debit card transactions.   

We understand, it happens to all of us.  We make an honest mistake in your checkbook or an unforeseen circumstance occurs at just the wrong time.  That's why TopMark offers you an additional measure of checking account protection, to spare you from an embarrassing situation.  Standard overdraft practices have been protecting you for years from having your debit transactions denied.

New federal regulations put you in danger of losing your overdraft protection privilege with TopMark FCU.  In order to ensure your everyday debit card transactions remained covered, it is mandatory that you now "opt-in" for overdraft protection.  Click Here to print an opt-in Form and return it to either branch office or contact us by phone! 

Find an ATM by Text Message!

Finding a surcharge-free CO-OP Network ATM is now much easier for your members with our GPS and text messaging ATM Locator services.

GPS – POI Plaza, one of the largest Web-based POI download providers so members can download the entire CO-OP Network ATM database directly to their personal GPS device (Garmin, Tom Tom, Route 66, etc.) All 28,000 surcharge-free ATMs are included in this free service!

Text Messaging – Simply text a location to 692667 (MYCOOP) and nearest ATMs are sent directly to your cell phone.

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A New Credit Card Scam!