Planning for your retirement can not begin too soon. And with compound interest, the earlier you start that more you'll have when it's time to retire. The U.S. Government has provided you and your family a number of retirement savings vehicles. TopMark Federal Credit Union offers you some conservative and well-protected retirement savings products. Click here for more information.
Special Savings Account
Open a Special Savings Account, apart from your regular savings account, to save for and earn dividends on whatever your financial need! Whether you are planning a wedding, saving for college, or need to put a down payment on a house or car, this account will allow you to save specifically for that purpose. Use this account in conjunction with payroll deduction or direct deposit and make your savings plan easier to manage. Start saving today and open up the doors to limitless opportunities in the future.
At TopMark Federal Credit Union you may choose from a variety of excellent savings options. One is sure to meet your unique and individual needs. All of our accounts let you enjoy the convenience of Direct Deposit or Payroll Deduction programs, which automatically deposit funds from your paycheck into the account you designate. Best of all, with any credit union savings account, you'll earn dividends with higher than average rates on your investments. Our savings accounts are convenient and easy to open!
Your first step toward an affordable vacation is to save for it. Make this first step with our Vacation Club and begin saving for your vacation expenses. This account is also a great way to save for extra expenses during the summer such as vacations, day care, camps, weddings, etc.
Because the funds are separate from your regular savings account, you’ll be less tempted to spend the money on non-travel expenses.
Without a doubt, having a Holiday Account falls into the must have category!
With a TopMark Federal Credit Union Holiday Club, we make spreading holiday cheer just a little bit easier. By saving regularly throughout the year—starting anytime —you'll have money to celebrate the holidays, free from financial stress and worry. On October 15, we will automatically transfer your Holiday Club to your savings account so it's available for you to use for gifts or to plan a winter vacation!
The easiest way to build your Holiday Club is through regular payroll deductions or direct deposit. Either way, saving for Christmas will be simple and you can watch your money grow! You can also make regular deposit at the teller line!
TopMark Holiday Clubs require no minimum balance!
|Certificates||Our certificates are a great way to earn higher annual percentage yields. Terms vary from six months to five years and are automatically renewable. Minimum deposit is $500.00.|
Want to earn the highest returns on your savings without tying up your money in a certificate? The new Money Market Account will reward serious savers with higher returns. With a TopMark FCU Money Market Account, you will receive a preferred dividend rate based upon your account balance.
You are in control with an Insured Money Market Account. A TopMark MMA is a high-yield savings plan with no fees or early withdrawal penalties. Dividends are earned daily and paid monthly. Our Money Market Account earns dividends based on your account balance between $2,500 and $19,999. You earn a great rate with access to your money when you need it. No fees or early withdrawal penalties. You can make up to 6 withdrawals per month.
Safety & Soundness Guarantee
The National Credit Union Administration examines TopMark Federal Credit Union's books and insures your total TopMark Federal savings. Member accounts at TopMark FCU are federally insured by the National Credit Union Share Insurance Fund up to $250,000.
What is a Health Savings Account?
Health Savings Accounts (HSA) combine the protection of health insurance with a tax-advantaged savings account. In order to take advantage of the benefits of a Health Savings Account, you need to be enrolled in an HSA-eligible health insurance also referred to as a High Deductible Health Plan (HDHP). On the insurance side, you receive affordable, name brand insurance with additional flexibility and benefits unique to HSAs. From your HSA, you can pay for medical expenses on an income tax-free basis.
How Our HSA is Better!
Regular Health Savings Account with added benefits!
HSAs have become an invaluable, tax-advantaged way to save for qualified medical benefits.
Additional information is available from the U.S. Government Office of Public Affairs. These are provided as general information only. Your employer or a tax adviser can help you determine if you are eligible to open an HSA and provide you with the contribution limits that apply to your situation.
*ATM and/or debit card will be issued subject to our usual credit criteria.