Save Now. Stress Less Later.

The holidays have a way of arriving faster—and costing more—than we expect. A Christmas Club makes it easier to prepare by setting money aside throughout the year, so you have funds ready when you need them most. There’s no minimum deposit and no monthly fee, and you can open your Christmas Club anytime.

On October 16 each year, your Christmas Club savings automatically transfer to your regular savings account and are available for you to use. Use the money for gifts, travel, holiday expenses, heating bills, deer season—or whatever matters most to you. It’s your money, and you decide how to use it.

Want an easy way to save? Set up direct deposit or make additional deposits at a TopMark branch or shared branch.

• Open anytime throughout the year
• No minimum deposit
• No monthly fee
• Set up direct deposit for easy, automatic savings
• Make additional deposits at a branch or shared branch
• Funds transfer to your regular savings account each October 16
• Use your savings for whatever you choose

Need to access your money before October 16? You may make a withdrawal, subject to a $25 service fee.