Unlock the Power of Your Home’s Equity

A Home Equity Line of Credit (HELOC) from TopMark gives you the freedom to finance what matters most—on your terms. Whether you’re paying for college, remodeling your home, planning a dream vacation, or covering unexpected expenses, a HELOC provides the flexibility and peace of mind you deserve.

Why consider a HELOC?

  • Access funds when you need them

  • Use for almost any purpose—big or small


What Is Home Equity?

Home equity is the difference between your home’s current market value and the balance you still owe on your mortgage. If you’ve owned your home for a while and have been making consistent payments, you’ve likely built up equity you can put to work for you.

💡 Your home is more than a place to live—it’s a valuable resource.

  • Low, variable interest rate
  • Up to 80% financing of your home's appraised value, less outstanding mortgage
  • Easy access to your line of credit with personalized checks, electronic transfers made online, or by phone.
Use equity to increase your equity. Finish your basement, add that extra bedroom you've wanted, or make your kitchen HGTV-worthy with a home equity loan or line of credit.  
Buy that boat you've always wanted. No matter the toy you have in mind, use the equity in your home to make a big purchase with low-interest payments.    
Protect yourself when emergencies happen. Your equity can help pay outstanding or increasing medical bills giving you peace of mind when you need it most.    
Take control of your finances. Consolidate your credit cards, auto loans, and more into one loan. Relax and pay down one low-rate loan.  

Your home's equity is an asset, take advantage of it. 

Whether you want to finance a home addition and increase its value, or pay for an upcoming vacation or new toy, the decision is yours.

TopMark FCU Home Equity Early Disclosure

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