Secure Checking
Checking with ID Protect®

Worried about Identity Theft?
Secure Checking owners aren’t.

Your information is out there. But is it being used? Would you know if it was? Secure Checking owners know. They receive real-time alerts when changes to their identity records or credit report occur through ID Protect®. For just $2.95 per month, you and your eligible family members can be covered.1

An Identity Theft Protection Service for TopMark FCU & Eligible Family Members!

Get advice on ways to protect yourself from identity theft, read educational tips and access valuable online resources related to identity fraud and credit.


  1. Credit File Monitoring – daily credit file monitoring and automated alerts of key changes to your Experian, TransUnion and Equifax credit reports (registration/activation required)
  2. 3-in-1 Credit Report - request new 3-in-1 report every 90 days or upon receipt of credit alert (registration/activation required)
  3. Credit Score - receive new single bureau credit score with every new credit report (registration/activation required)
  4. Total Identity Monitoring – continuous monitoring of over 1,000 databases (registration/activation required)


  1. Debit and Credit Card Registration – register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards - and your liability is limited - should your cards become lost or stolen. (registration/activation required)
  2. Fully Managed Identity Theft Resolution Service – access to a dedicated consumer fraud specialist, assigned specifically to your case, who will work with you until your credit and identity are completely restored.
  3. Identity Fraud Expense Reimbursement Coverage3 – for expenses to help clear your name and help repair damaged credit, including attorney fees, long distance calls, certified mail as well as coverage for lost wages as a result of taking time off from work.

Bonus Coverage:  Mobile Phone Protection3

Receive up to $300 for the repair or replacement of your phone if it is lost or damaged. Coverage is for the first three (3) phones on your mobile telephone bill. Your mobile telephone bill must be paid from your TopMark Secure Checking Account in order for this bonus coverage to be in effect.

IDProtect® is a service we offer to our Secure Checking Account Holders for a $2.95 Monthly Service Fee.

1 IDProtect service is a personal identity theft protection service available to account owner(s) and their family.  Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.  The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners).  For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members.  For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and the beneficiary’s eligible family members (Fiduciary is not covered).  Service is not available to a "signer" on the account who is not an account owner.  Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. 

2 Please refer to Guide to Benefit for additional details regarding eligibility, terms and exclusions.

3 The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

Insurance product is not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.


IDProtect® Mobile App 

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