Holiday Skip 2020

Skip - A - Pay Season is here!  

Most of us wouldn’t complain about a bit of extra cash in the bank. That’s why we created a program that lets you save money when you really need it. With our Skip-a-Pay program, you can defer one monthly payment to the end of your loan and keep the extra cash.

All it takes is a small fee and a small form, and you can skip a payment on a qualified TopMark loan.  The borrower and all co-borrowers must sign this request form.  

*For best results, please verify eligibility with a TopMark Representative prior to submitting your Skip-A-Payment form. 


Are you eligible?

  • You must be in good standing (not delinquent) on any TopMark accounts.
  • Loan must be current or in grace period. 
  • Loan must be open for a minimum of 6 months prior to the skipped payment.


Non-Qualified Loans

Reward TopMark VISA®, all Estate Secured Loans, PayDay loans, Mobile Home loans or overdraft lines of credit and and loans included in a Bankruptcy (unless the debt has been reaffirmed) are not eligible for Skip-a-Payment.


Ready to Skip? To request to skip your loan payment, you may:

1. Visit a branch OR
2. Print, fill out and mail, email or fax in the Skip A Pay Form!

Participating Information

By signing, I authorize TopMark FCU to advance my loan payment due date by one month and understand this will extend the maturity date of my loans(s).  A fee of $35 will be assessed per loan.  Interest and any charges for disability and/or life insurance will continue to accrue for any skipped month. 
Offer limited to two (2) skips per calendar year.  Secured loans are limited to six (6) skips over the life of the loan. If the loan includes Guaranteed Asset Protection (GAP), skipping a loan payment will reduce any GAP claim that is filed during the life of the loan.  Refer to your GAP contract for applicable limits. This offer only applies to any loan that are refinanced or originated at least six (6) months prior to the skip a pay request date.