We’re Your Destination for a Better Way to Finance a Vehicle

Why? Because whether you're in the market for a new or used car or motorcycle, we can help you get more for your money!  Now is the time to buy that vehicle you have been dreaming of!  You can get better performance out of your budget and more miles out of your money when you finance a new or used vehicle or refinance an existing vehicle loan from another lender at TopMark!  

The Perks of a Loan Pre-Approval Before Car Shopping

Before you start car shopping, your first step should be to plan your financing. Securing an auto loan before shopping puts you in a position to get the most for your money. Going through the loan process with TopMark gives you even more options to get ahead financially.  At TopMark, we’ve developed the VIP Auto Loan Pre-Approval as a convenient loan solution that will let you shop for a car with confidence and negotiating power.    

You’ll be provided with a Loan Pre-Approval Letter, up to your approved limit that you will have with you while you shop. There is no loan obligation.  If and when you’re ready to buy, use your pre-approval VIP letter to close the deal. You and the authorized dealer will complete the necessary information. It’s that easy to drive away happy.


Auto Loan Pre-Approval

Get in the driver’s seat before you buy

• Know your price range. Securing financing ahead of time helps you estimate how much you can afford to spend. Instead of guessing about your price range and monthly payments, you can shop with confidence for your next car.  

• Negotiate with confidence. When you have secured financing, you present as a qualified buyer, which may help when negotiating a price on your vehicle. It shows dealers that you’ve done your homework and may improve your negotiating power. 

• Less pressure. Making a significant purchase like a vehicle can be stressful. Securing your funding ahead of time can relieve some of the pressure associated with weighing your financing options while you are shopping. You can focus on the car and the features that matter most to you. 

• Save time. Although it’s an additional step to complete before shopping, sorting out your financing beforehand can actually save you time. In addition having your financing lined up can also expedite the process of taking your car home since you’ll be prepared to purchase.

At TopMark, we go the extra mile to get our members the best deal on new and used auto loans. Check out our loan calculators and other resources to help you prepare for a better car-buying experience. And if you’re ready to hit the road, you can start the process by applying online for a TopMark auto loan. 

  • Easy point-of-sale financing at participating dealers
  • Quick, paperless online application available 
  • 90-day approval lock for easy, confident shopping
  • Financing up to 125% of MSRP for new and used cars
  • Same Low Rate Whether you Buy a New or Used Vehicle 
  • Extended Terms for Lower Payments 
  • E-Signature Available 
  • Convenient payment options; automatic payments, transfer from another TopMark account via phone, mobile app or online banking, automatic payments from another financial institution,or by check or cash in person or through the mail.  

Apply For A Loan Anyplace, Anytime, on Any Device!


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