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Student Loans

Don't let the price of education get in your way.  Our credit union offers private student loans!

Students and parents of dependent undergraduates must complete the Free Application for Federal Student Aid (FAFSA) to determine federal loan eligibility.

Federal loans not enough to cover the cost of your college education?  The cuScholar Private Student Loan available through TopMark Federal Credit Union can be the answer to your funding needs.

Main Program Features

  • Borrow as little as $2,000 up to the Cost of Attendance per year for a maximum of $120,000 in undergraduate loans or $160,000 in garduate loans.
  • Choose between making interest payments or a nominal $25  Proactive Payment towards the loan while in school
  • Use the funds for any qualified educational expense, including past due tuition bills
  • Quick approval once we receive your completed application

Student Benefits

  • Competitive Interest Rates and with good grades, potential for even lower rates
  • 30 Day No-Fee Return Policy allows you to cancel the loan within 30 days of disbursement without fees or interest. 
  • Cosigner Release available for credit worthy borrowers after just 24 consecutive on-time principal and interest paymments.

Eligibility & Credit Requirements

  • Borrower must be enrolled in an eligible school and pursuing a degree program
  • Borrower must be a member or join TopMark Federal Credit Union United during the online application process
  • Borrower or cosigner must be a U.S. Citizen or permanent resident. 
  • Creditworthy student borrowers can apply without a cosigner. 
  • Applying with a cosigner is highly recommended to qualify for lower rates!

Helpful Student Loan Information:

TopMark has Quick Reference Guides and Financial Aid Process Guides available.