IRAs are a perfect tool to help ensure a worry-free retirement.

If you don't know which IRA account is right for you, follow these general rules of thumb:
  • Choose a Roth IRA if you don't need the tax break right now. It's a more flexible investment because:
    • You can withdraw regular contributions at any time, tax-free and penalty-free.
    • You do not have to take mandatory distributions at age 70 1/2.
  •  Choose a Traditional IRA, and you may be eligible for a tax deduction right now. It also makes sense if you anticipate paying taxes at a significantly lower rate in retirement.
Check with your tax professional to determine which type of IRA account is the best option for you.

For complete details, check out the e-brochures below to find the right IRA for you.

For more information, please call TopMark at 419-223-5886, 419-224-2941 or 419-228-4321.