Overdraft Options

All Members with a Checking Account are eligible to apply for an automatic Overdraft Line-of-Credit Loan. This optional line-of-credit is like having a security blanket for your Checking account.

An Overdraft Line-of-Credit is an excellent way to protect you from overdrawing your Checking. For example, should you write a check for a certain amount and forget to transfer funds from another account to cover the check, a loan will automatically be advanced and deposited into your checking account to cover that check. Then you simply pay off the loan that was advanced, plus any interest.
 
All overdraft loans have a required payment of $25 per month on the 28th of each month. Overdraft Lines-of-Credit are granted to creditworthy members for a maximum of $500.