Payday Alternative Loan (PALs)

Now offering PALS.  PayDay Alternative Loans Break the cycle

We all face times in our lives when money is tight and we need cash to tie us over until the next payday. In these moments, consider a Payday Alternative Loan with TopMark FCU. When unforeseen financial emergencies arise, the last thing you need is to be taken advantage of by a lender who is motivated by profit, not your well-being. At TopMark, we won’t charge you outrageous rates or fees.

Payday Alternative Loan Requirements:

  • Applicant must be a member and employed for at least 90-days.
  • Loans from $200 - $1,000
  • Maximum term: 30 - 180 days
  • 21% APR
  • No rollovers
  • Financial counseling available and encouraged at no additional charge.  The borrower is encouraged to view the financial counseling recources through MoneyEd


Apply Online

This loan is designed to help you through a financial challenge and help you save money. At TopMark, we are not-for-profit and will not charge excessive fees or attach penalties that can put even more financial strain on those who are struggling to make ends meet. We never forget that it’s your money, and we’re honored to serve area communities.