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Shared Branching

Free Access to Your Money, Almost Anywhere

Nationwide Access with Shared Branching

TopMark Credit Union is your local credit union with nationwide reach. Through the CO-OP Shared Branch Network, you have access to over 5,600 shared branch locations and nearly 35,000 surcharge-free ATMs across the country.

That’s more branches than Bank of America, PNC, or U.S. Bank—all available to you as a TopMark member.

Bank at Any CO-OP Shared Branch Location

Whether you're traveling, away at college, relocating, or just across town, shared branching makes managing your finances easier than ever. At any participating credit union branch, you can perform most transactions just like you would at a TopMark branch.

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Services Available at Shared Branches:

  • Deposits, withdrawals, and loan payments.  

  • Transfers between accounts

  • Account and loan inquiries

  • Extended access hours

  • And much more

What You’ll Need:

To complete transactions at a shared branch, be sure to bring:

  • The name of your home credit union (TopMark)

  • Your account number

  • A valid, unexpired government-issued photo ID (e.g., driver’s license, passport, or military ID)

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Secure Your Shared Branch Transactions with IDCheck

TopMark Credit Union now uses IDCheck by CO-OP for extra security at Shared Branch locations. This fraud prevention tool verifies it’s you using multi-factor authentication before completing transactions like deposits, withdrawals, loan payments, and more.

How It Works:

  1. Scan the QR code in-branch or visit verify.coop.org.
  2. Select your credit union, enter your member info, upload your ID, and take a selfie.
  3. Show the one-time passcode to the teller (valid for 20 minutes).

Start ahead of your visit to save time! 
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Find Shared Branch Locations 

Looking for a convenient location? It’s easy!  Just look for the CO-OP logo at participating credit unions or use any of the following tools to find a nearby branch or ATM:

  • Visit Co-op Credit Unions to search for locations. 

  • Text a Zip Code to 91989 to find nearby Shared Branch Locations

  • Download shared branches and ATMs to your GPS

  • Call 1-888-SITE-CO-OP (888-748-3266) for help finding a location near you

  • Available to CO-OP Shared Branch members. Call 888-837-6500 for live personal assistance.

Click Here to Download the Co-Op Shared Branch Locator Mobile App for iPhone.

Click Here to Download the Co-Op Shared Branch Locator Mobile App for Android.