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The Benefits of Loan Pre-Approval Before Car Shopping
Getting pre-approved for an auto loan before you start shopping puts you in control. TopMark’s VIP Auto Loan Pre-Approval gives you more options, better negotiating power, and confidence during your car-buying journey.
With a Pre-Approval Letter up to your approved limit, you can shop without worry. There’s no obligation, and when you're ready to buy, you and the dealer will complete the necessary details to finalize the deal.
Auto Loan Pre-Approval: Get in the Driver’s Seat
• Know Your Budget: Pre-approval helps you determine your price range, so you can
shop with confidence and avoid surprises.
• Negotiate with Confidence: Present yourself as a qualified buyer to improve your
negotiating power.
• Less Pressure: Pre-approval reduces stress, allowing you to focus on the car and features that matter most.
• Save Time: Sorting out financing before you shop can streamline the buying process, getting
you on the road faster.
At TopMark, we go the extra mile to get our members the best deal on new and used auto loans. Check out our loan calculators and other resources to help you prepare for a better car-buying experience. And if you’re ready to hit the road, you can start the process by applying online for a TopMark auto loan.
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Easy point-of-sale financing at participating dealers
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Quick, paperless online application available
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90-day approval lock for easy, confident shopping
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Financing up to 125% of MSRP for new and used cars
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Same Low Rate Whether you Buy a New or Used Vehicle
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Extended Terms for Lower Payments
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E-Signature Available
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Convenient payment options; automatic payments, transfer from another TopMark account via phone, mobile app or online banking, automatic payments from another financial institution,or by check or cash in person or through the mail.
Apply For A Loan Anyplace, Anytime, on Any Device!
