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Credit Builder Loans

Build Your Credit  •  Save Money  •  Earn Interest

Do you have less than perfect credit, little savings and find it difficult to get a loan?  We understand that sometimes life happens and TopMark is here to help you with our Credit Builder Loan.

The Credit Builder Loan will help you save money and rebuild your credit score with a positive pay history. When you get a Credit Builder Loan, half the proceeds from the loan will be deposited to your TopMark savings account, acting as collateral for the loan. Once you repay your loan, the funds in your savings account become available to you. It's a great way to start repairing your credit and building savings.

Credit Builder Loan details:

  • Loan amounts up to $1,000  
  • Loan term up to 12 months  
  • Fixed Rate of 16.95% APR*
  • Proof of Income is required


Apply today and start building your financial future.


Apply Online


*Annual Percentage Rate.  Rates, terms and availability of product subject to change without notice.