Low rates, big rewards  

A perfectly well-rounded credit card.

Transfer and Save!  
Have you checked the rates you’re paying on your other bank and department store cards? Chances are, you’re paying way more than you should.
This is a perfect time to transfer high interest balances to a TopMark Rewards VISA!  
You’ll get the credit you deserve, and no unexpected charges or fees.  


Contactless Card.  Secure. Simple. Speedy.

What are the benefits of contactless payments?

Contactless payments are easy. Simply tap the contactless card on the contactless-enabled checkout. You'll find it's fast and convenient to use in places where you need to pay on the go. And, just like transactions made with a chip card, each contactless card transaction is accompanied by a one-time code that protects you and secures your transaction information.

How do I know if I can tap to pay with my TopMark VISA Card?

Look for the Contactless Indicator on your card to know if you can use tap to pay for purchases.

Do I actually have to tap my contactless card on the contactless-enabled terminal?No.

However, the card should be close (within 1-2 inches) to the Contactless Symbol located on the terminal.

Can I unknowingly make a purchase if I am in close proximity to a contactless- 
enabled terminal?

No. Contactless technology requires the merchant to first initiate the payment and then the card must be within close proximity to the terminal for the transaction to take place.  The terminal reads the card best when its flat over the Contactless Symbol, versus holding it at an angle.

Is the technology similar to mobile wallets, like Apply Pay®?

Yes. Contactless payments use the same one-time, encrypted token technology as mobile wallets. Plus, every credit card transaction made has Zero Liability protection* so you’re not liable for unauthorized transactions.



Platinum Visa
 Rates as low as 9.90%* 
 No Annual Fee
 No Cash Advance Fee
 No Foreign Transaction Fee
 ScoreCard Rewards 
 Chip-Enabled EMV Security 
 VISA Alerts
 SecurLOCK Equip App: Card and Permission Controls - FAQ's
 Online Access 

APR=Annual Percentage Rate Interest. Rates are based on an evaluation of credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. 

Apply OnlinePrint an Application, or visit a branch office.

Application and Solicitation Disclosure


Mobile Wallet. Apple Pay, Google Pay, and Samsung Pay turn your phone into your wallet so you can speed through checkouts using just your phone. More Info!

SecurLOCK Equip.  SecurLOCK Equip is an easy-to-use mobile app that puts the power to protect your TopMark FCU credit card in your hands. Simply use the app to turn your card on or off in real time as needed. Or customize your card by setting permissions. To learn more or to download the FREE app,search for SecurLOCK Equip in your app store. More Info!

E-Alerts. The more you are aware of your account activity, the better you will manage your finances. With TopMark's E-Alerts you can have account activity alerts sent to your mobile phone or e-mail address when it happens. 

Score Card Rewards 2020

ScoreCard Rewards
ScoreCard Rewards is a rewards program offering Points for qualifying purchases. Points can be redeemed for a variety of items, such as merchandise, airfare, hotels, travel packages, and more.

When you make purchases with your TopMark Rewards Visa® Credit Card and Mastercard® Debit Card, you will be awarded points that can be redeemed on merchandise, travel, games and more. All TopMark Debit Card and Rewards Credit Card users are automatically enrolled to immediately begin earning rewards points. You can also combine all of your household TopMark FCU Debit Cards and Rewards Credit Cards into one ScoreCard® account to maximize your point earnings.

  • Scoremore (2x): Earn Bonus Points when you shop at hundreds of ScoreRewards Online stores and local participating retailers.

  • Redeem2Erase: is a new feature of ScoreCard™ Reward Points. It allows you to redeem ScoreCard™ Reward Points to erase recent transactions off your credit card statement.
    Simply pick a date, pick a transaction, and redeem your points to receive your transaction credit.

Activate Your New VISA Credit by Phone: 1-727-570-4888  

Report Your Card Lost or Stolen by Phone (after hours):  1-800-808-7230   

If you have a question about a transaction (after hours):  1-800-808-7230     

Questions about the ScoreCard Rewards program?        1-800-854-0790


Same Card, added security when you buy online.  Activate Now. Verified by VISA